My Mother-In-Law Planned A Family Vacation And Booked It Using My Credit Card

My mother-in-law loves family vacations.
Normally, I don’t mind.
But this year, she planned a trip without asking me.
She sent everyone the itinerary.
Flights.
Hotels.
Restaurants.
Excursions.
It looked incredibly expensive.
I assumed my husband had paid for it.
Then my credit card statement arrived.
$8,000.
I almost dropped my phone.
I called my husband.
He looked confused.
Then I asked my mother-in-law.
She said:
“Oh, I found the card in your husband’s wallet.”
I couldn’t believe what I was hearing.
She had apparently taken a photo of my credit card while going through his wallet.
Then she used it to book the entire family vacation.
Without asking me.
She said:
“I assumed you’d be happy to contribute.”
I immediately disputed the charges.
Then I discovered something else.
She had booked rooms for twelve people.
Not six.
She had invited relatives I had never met.
She expected us to pay for everyone.
I confronted her.
She said:
“It’s only money.”
My husband finally took my side.
We canceled everything we could.
Some reservations were non-refundable.
My MIL agreed to reimburse us.
She didn’t.
We threatened legal action.
Then she finally admitted why she had done it.
She had promised the family that my husband and I would pay.
She wanted to look generous without spending her own money.
She had apparently been telling relatives for months that we were financially comfortable.
The $8,000 wasn’t even the worst part.
She had also given the hotel my phone number as the emergency contact.
When the hotel called about another unpaid charge, I realized she was still booking things.
Apparently, she had saved my card information.
I canceled the card.
Changed every shared password.
And told my husband that from now on, his wallet was staying in his possession.
My MIL called me controlling.
I told her:
“You’re right. I’m controlling one thing now.”
“My credit card.”